Mandatory Health Insurance for the Residence Permit for Foreigners in Turkey — 2023

This is mandatory insurance and a requirement for obtaining any type of residence permit in Turkey — whether student residence, family residence, tourist residence, or property-owner ("real estate") residence in Turkey — regardless of the nationality of the residence applicant, whether Syrian, Libyan, Lebanese, Jordanian, Algerian, Tunisian, or from elsewhere in the Arab Maghreb, and regardless of whether they already hold insurance in their home country. It was not mandatory before 2015; after that, a decision was issued making it compulsory. It cannot be dispensed with or replaced by any other documents under any circumstances. Below, following the table of contents, we cover the key points related to health insurance for residence permits:

• What is required to obtain health insurance in Turkey for foreigners

• What are the features of health insurance for foreigners in Turkey

• Health insurance prices required for obtaining residence permits in Turkey for 2023

• Frequently asked questions

What Is Required to Obtain Health Insurance in Turkey for Foreigners?

1. A copy of the passport.

2. The full home address within Turkey.

3. The insurance start date.

4. The insurance duration — one year or two years; it cannot be calculated by the month, only in whole years, one or two.

What Are the Features of Health Insurance for Foreigners in Turkey?

• It is genuine insurance, valid only at the hospitals contracted with the insurance provider.

• It covers procedures at private hospitals, but only after six months have passed since it was activated.

• It covers treatment costs at between 30% and 80% of their value, depending on the company and the type of policy.

• We are contracted with the strongest and best insurance companies in Turkey in terms of price versus quality.

• To find out which hospitals are under contract, you can check the insurance company's website to see the contracted hospitals and centers.

Health Insurance Prices Required for Obtaining Residence Permits in Turkey for 2023

We will mention the prices of just one company, due to the wide variation in prices depending on coverage and the total coverage amount. If you want higher-quality insurance, you can contact Hallak Services Company for advice and recommendations in terms of price and quality.

We of course also offer lower-coverage insurance policies, which are very reasonably priced and highly competitive — the cheapest types of health insurance in Turkey — with coverage reaching 100% in emergency cases, but with weaker coverage for check-ups and surgical procedures.

Frequently Asked Questions About Health Insurance in Turkey

I have a pre-existing condition and want to have surgery — can I benefit from the health insurance?

Answer: Private health insurance companies, whatever they are — even the best and most comprehensive ones — do not cover pre-existing or chronic conditions.

• Can I get health insurance a year before my current residence permit expires and hold onto it until the renewal date, so I can benefit from discounts and offers?

  Answer Yes, you can request your health insurance even if its start date is a year away, so you can take advantage of discounts and offers.

• I want health insurance for my residence permit but I'm outside Istanbul — can I request it online and pay by bank transfer?

  Answer Yes, you can request your residence-permit health insurance online and pay by bank transfer. Just send us a copy of your passport, your full home address in Turkey, the start date you want for the insurance, and the insurance duration — one year or two.

• Should the health insurance details for residence permits in Turkey be added to the residence appointment?

  Answer We always recommend entering the health insurance details for the residence permit into the appointment accurately.

• You can request your guaranteed health insurance through Hallak Services Company — the best prices and fast service.